I was looking up the contractor RGC Builders, Inc. and noticed that they advertise on their website that they have insurance and workers comp, but when I looked up the contractor on the Palm Beach Contracotrs Certification webpage I discovered that RGC Builders, Inc does not have either.

(sustainable resource)- Use energy efficient light bulbs or dimmer switches (I heard E/S bulbs have mercury in them so I stay away from that)- Install a day/night programmable thermostat- Replace windows with double-pane LOW-E.- Install added insulation (attic, basement ceilings, ect)- Install Energy Star appliances- Convert oil furnaces to gas if possible.- Upgrade furnace to high-efficiency unit (90+ rating)- Convert oil water heater to gas if possible.- Recycle: demo, paper towels, drink bottles, ect.- Replace the toilet (old toilets use a lot more water!)

Shop around at your local banks, not the Ameriservs and bank of americas, and stay away from brokers.

Should I stay away from section 8 because this house is in a "student ghetto" area?

My advice, as someone who discovered BP almost a year ago as has been "picking everyone's brain" since, is to do exactly that.

We discovered that a much quicker way to exit the rat race was to add an IPW to our portfolio.

It benefits the buyer because the price stays the same while the credit shows up on their side of the HUD.

If its flat or declining then i would stay away.

However I don't want to sign a 2+ year contract with a broker, because I am not sure how long I want to stay in Indiana, and I know that I won't be seeing any money from sales for a while.

In fact I discovered that around the globe with a gazillion different sites that Google only indexes less than 1% of the sites in the whole freaking world.