Meet with them in person and offer cash-for-keys. 

Many groups during Covid have switched to online only or a combination of online/in person events.

It’s probably a better deal to buy an umbrella policy and lower the building liability to 300 or $500k (whichever is required by the umbrella company).You are more likely to hurt someone personally than your building is. 

Unless you can cash flow more out of the investment property or your personal budget can support the $500 increase, this strategy will essentially have you in the negative and not even breaking even. 

Personally, we wouldn't have been able to sanely keep up with it without a dishwasher. 

I personally find this to be one of the most frustrating parts of starting out.

There are so many more questions to ask such as your personal income, savings rate, etc., but let's take this on the surface.

100-person employee-owned company with a strong balance sheet. 

There is more to a loan package than a mortgage and note (such as personal guarantees, assignments of rents, enviro indemnifications, etc. etc.). 

You told me personally that you intended to use Holton-Wise as your Property Manger.