If the debt is more expensive then your return (think credit card loans) then pay that down first...

FYI appraisal cost in this situation at NFCU is $495.Questions for my fellow BPers... 1- do you know of any banks/credit unions that will lend when secured with a LLC and/or Trust Titled property?

This could be the same firm that prepares your tax return each year.

Many pros, but also many cons if you are not prepared.

Don't forget about credit unions!

We have read multiple books, done plenty of research, talked to a lot of knowledge people, and think we are prepared to start our endeavor.

For those who have done hard-money and private-money, how does it work with your credit score and credit report? 

@Kai Van Leuven ca Joe get financing with that 90k tax lien on his credit.  

I have 770+ credit, no late payments ever.A few questions:1) How fast can a HELOC go through? 

Additionally, there are some good websites where you can pay for credit checks and/or criminal background checks.