While I’m not a lender, you may be able to get a debt service coverage ratio (DSCR) loan with a less-than-stellar credit score, as long as you can demonstrate that the cash flow generated from the property provides a wide margin of safety for the lender.

The exception from coverage section states "Taxes, or special assessments, if any, not shown as existing liens by the Public Records". 

@Linda Roberts I typically change the lease date so as to get insurance coverage.

They placed force place insurance which is generally double the cost with less coverage.

I have been asking my agent about putting a policy in place, but she says since it is personal assets, an umbrella policy must be applied to my auto policy and extend coverage to the real estate.  

The latter will disclose matters the insurer will not provide coverage for.

They also would have had coverage from errors and omissions insurance, oversight from a regulatory body, etc.

Going forward, if you would like coverage for furnishings and appliances, you would list the total value of those items under Personal Property or Business Personal Property (BPP), depending on the type of policy you have.  

Here are some of the reasons why fix-and-flips are often perceived as more popular:Simplicity: The fix-and-flip process is straightforward, making it easier for newcomers to understand compared to creative financing.Quick Returns: Investors typically see faster returns with fix-and-flips, making it attractive for those looking for a quick profit.Tangible Assets: Dealing with physical properties throughout the process can be appealing to investors.Media Influence: Reality TV shows and media coverage often highlight the excitement and profit potential of fix-and-flip projects.Access to Capital: Many investors have access to capital, which makes funding fix-and-flip projects more accessible.Local Market Factors: Market conditions and the availability of distressed properties can influence the popularity of fix-and-flip strategies.Risk Perception: Creative financing may be perceived as more complex and riskier, while fix-and-flip projects are seen as more straightforward.Both fix-and-flip and creative financing strategies have their place in real estate investing, and the choice between them should be based on individual goals, risk tolerance, financial resources, and market opportunities.

I would definitely check with your agent to see if they have a standard market that will write coverage with any knob & Tube.