Dad is 72 and mom is 71 with poor health. 

I know I'll be subject to self employment tax & paying for health insurance out of pocket (versus the group plan I get through my job) - what other expenses or considerations should I factor when looking to go this route?

We recently rented a vacation home that was pet-friendly, and we were required to provide a certificate from our vet attesting to the good health of our pet (I believe to ensure that he was fully vaccinated).

@Jimmy Lieu I talked to a septic tank contractor and they pointed me to the right department for permits (Dept of Health, Wastewater where I am) Ended up talking to the person in charge of them at the Dept of Health for awhile, and learned a lot about septic in the process.

Experian, Equifax, & Trans Union - mortgage lenders pull all 3 (as opposed to for a car loan, where they may just pull 1)Here's an article on how inquiries affect you by Experian:https://www.experian.com/blogs/ask-experian/credit-education/report-basics/hard-vs-soft-inquiries-on-your-credit-report/#:~:text=This%20type%20of%20inquiry%20appears,not%20impact%20your%20credit%20scores.According to Experian, you are entitled to one free copy of your credit report from each of the three bureaus every 12 months.https://www.experian.com/blogs/ask-experian/credit-education/report-basics/my-credit-report/Experian will give you 1 free for yourself here on their own site: https://www.experian.com/consumer-products/free-credit-report.htmlIf you have a hard copy of your credit reports today, & the scores go down a bit later you can show that EVERYTHING but the inquiries are substantially the same (assuming you're still paying all your bills on time, which you will be).  

Would it consume cash you might need to invest later?  

You could add an additional provision stating the property is being delivered as-is and that the inspection objection period is to be used only for major health or safety items that could not have been known prior to inspection.

If the bad/consumer debt is higher than about 2-3% interest, I would recommend paying that down first as inflation rates are generally at about 2%.

With the burden of paying for the public health crisis falling on local government instead of federal I don't see their budgets allowing a big increase in vouchers.

Also if you decide to go with your original version, I would recommend first asking actual consumers, not agents, what they think is best.