Why do I see some independent mortgage loan officers submit borrower's application directly to lender without going thru their employer/broker's loan processing?

It's tough if you're just doing a single house, but it can be very rewarding if you are interested in the process. 

(warning long story) I’m a first time home buyer using VA loan  and I am currently under contract with a home and in the middle of the due diligence process and need help.Me and my agent yesterday were going to meet up with an inspector to look at the home I had under contract and when we go there we noticed the power was turned off so we had to reschedule and call the seller to turn the power back on.

Can anyone familiar with both NJ and AZ tax liens and their respective auction processes give me an idea of the key differences between the two?

If you're the type that needs a structured learning process, it may be the way to go. 

Well, buckle up, curious cat, because we're about to dive into the real deal on real estate investor earnings!

Where are you in your process?  

It depends...We need to consider the length of time it took to receive that $500K.That's where the IRR, or internal rate of return, comes in.I bet you would be less excited if it took 30 years to earn that $500k vs. if it took 7 years.// Simply stated: IRR is the annualized, time-weighted return of your investment.Real estate investors can use the IRR to compare different investment opportunities.

Incorporating your GM and PM in this process might make things much simpler.

Help them too, earn a commish, add it to your capital for the next deal!