Yes that is true, Im probably making it more complicated than it needs to be, but also trying to get as much info as i can before making the jump

I have a purchase agreement on a property and am two weeks from closing and now the title search just revealed the seller has a right of first refusal in place with another party that they forgot about. Do I have any ...

Refinancing might provide the best of all worlds if you can manage the leverage and the payments.As with all ratios, you can make this as complicated as you want.

But like @Nancy Bachety said, if the week before a trip your dad died from COVID complications you would want the host to work with you don't you think?  

Oh the joys of our complicated tax system. 

@Juan Campos you are certainly correct - not only do these loans get complicated in a hurry it's hard to find people that specialize in them. 

Only complications I see are separating out the tax basis between the two assets, which takes a little work but is straightforward enough.

Typically, a friends and family round can use the Rule 504 SEC exemption if it follows those strict rules, but it will also need a state-level exemption for any states where an investor resides.As you can see, it's more complicated than simply taking people's money.

Sub-to is the most complicated deal there is, more docs AND post closing very very important steps post closing. 

You can also layer your property management company in an LLC but it gets more complicated.