Lenders are still unfortunately tend to be very conservative on the rent-by-room (SRO) type arrangements still - its an area that really could use some better understanding out there but just be careful with expectations because a lot of the treatment of these properties (even if nothing like a old-fashioned "boarding house") can be tough

The commercial bank or lender will look at your overall portfolio, liquidity, experience, and other factors.3.

Hello Andrew,To answer your questions yes by going DSCR or blanket loan most DSCR and blanket lenders don't post the tradeline on your credit.

I'm wondering if I need a different contract in each state that I plan to invest in and use a private money lender to fund a deal.

Time spent visiting properties for acquisition2. time spent talking to agent/broker about potential acquisition/sale3. time spent talking to lender on funding deals4. time spent raising private money to fund deals5. time spent interviewing contractors/PM/CPA/attorney/inspector6. time spent communicating with equity partnersI also feel research for potential acquisition should count.

VA loan Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I don't know of any lenders that would give me a loan or what the process would look like...

Under construction Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Compare the rates and monthly payments of the 2!

Before diving into LLCs, HOAs, Insurance, and Home Prices.I'm not sure if you have been pre-approved but I would highly recommend that you speak with a local lender, I happen to know a few in the area.