My friend wanted to lend me the money for my investment property at the same interest rate as Guidance and I would pay him a fixed rate monthly and we would both own the property until I pay it off. 

So far, I paid below market rates because the building was severely under managed. 

Do not pay for cheap leads.

Yes that can be an option but at the moment right now i have a deal in the works where i would need more then 50K to be able to make the numbers work I also recently went to a random bank and got a LOC for up to 50k at 11.5% interest rate with no fees.

Also, to what degree are people reacting to the new insurance rates?

Understanding the local market there, like rental rates and property trends, is crucial but hard to do from far away.Finding a reliable property manager is vital for tasks like tenant screening and repairs.

Its clear that we will need to find a way to increase the occupancy rate, to be able to make profit.

Was there a noticeable difference in your occupancy and guest ratings that you attribute to the professional design?

So, it becomes a much more palatable transaction with a ton of upside.He sent me the rent rolls and all the expenses, all rents are at market rate or slightly under but all units have so much growth to have with updating outside/reno bath/kitchens.

In many states I get people 90%/100% even for beginners, CA is not one of them however has investing in that state is often pricey and lengthy timeline wise.In smaller markets between the ohio valley and the colorado rockies, there are pockets where newbies can sneak into the game for cheap and for quick.