(If I could predict X, I'd have a crystal ball)Let's grant that this inflation is perfectly distributed across all asset classes but checking accounts and greenbacks.

She did get a secured credit card about 3 months ago.  

But from a purely safety perspective wait-and-see is perfectly fine.

I have heard of sending or paying people to send a pre written card out with our contact information out.

HELOCs are a revolving account (like a credit card) secured by an asset (your home).

I hope you "pay" or at least buy a meal gift card for the contractor...they will remember that you valued their time and will be more likely to help you with a walkthrough again on the next project.Don't know how much DD money you put down (and it's gone now), but it's probably a small price to pay to avoid buying a money pit.Best to you!

I don't even have credit cards.

We try to stay away from the coins for the following reasons:Less convenient for our residentsProne to theftIf the coin hopper  is not cleared regularly it can jam and make machine unableTend to be older machines and more maintenanceToday, my first preference would be app based, followed by a magnetic card which can be reloaded via a machine in the office.

I often see people post asking if they should pay down a mortgage or their student loans/car/credit card.

@Wayne Brooks explained the two requirements for full tax deferral in a 1031 perfectly.