Looking online is like looking for a car motor you can get it for less but if you can't put it in yourself what does it matter without the mechanic.   

The interest rate is presumably lower than all of your other consumer debt credit cards, student loans, car loan etc....

Just like a car, they do require constant upkeep and maintenance.

Acceptable use policy, terms of use...owner's manual for your car, owner's manual for your snazzy new phone....."

My short term goal is to pay off our credit card and car loan balance and begin to save up enough capital for a down payment on a rental property.  

RE agents/Brokers who are investor friendly and has experience working with OOS investorsI'll have a rental car and plan on driving a lot to identify areas of interest based on the community, surroundings, development going on, etc.

If your lender wants some more formal protection, then yes you'd need to offer them the 2nd lien, title to your car, or at a minimum free foot rubs for a year.

@Adam Spencer Just my personal opinion, but people putting their crap on my car really ticks me off. 

Hi,I'll give you my spin....I have bought and sold 10 single family houses, and when I had good credit, I pretty much got in for "Nothing Down" which is to say, I borrowed most of the down payment from other sources, ie, credit cards cash advances, short term loans from friends, refinanced my car to get cash, etc.That is just one strategy...does not work for everybody.

I may have opportunity to go part time consulting where I would make more per hour and the salary would be a wash.