Do hard money loans typically affect your debt ratio when looking to purchase other homes with conventional financing or perhaps even a new car?

Parking the 'burb closer would save enough gas alone to help us save up for that economy car we so desperately need.

So, after the drill, I'd put a sawzall as number 2.You also need a good assortment of drill bits, screwdriver bits, and blades for the sawzall.Working on a car a socket set and a set of combination wrenches is essential.

1000 years ago, when I was less than poor, I could only afford the car that was soaked in cigar fumes.It took me two bottles of Febreeze, but that car smelled like a brand new car after two bottles.

Power wash the exterior, if it needs it.

Washed, washed and washed the hardwood laminate.

They do have a sink in the bathroom obviously so they have water but its just too small to do big dishes in so they bring them upstairs to wash. 

I have rented to two lawyers with no problems (they actually tend to know how stressful and difficult the legal system can be and probably want to avoid it as much as anyone, but you do everything by the book anyway, so no worries)..Also, look at consumer/car/other debt and payments.

, credit cards (shows poor money management), auto loans (if they won't pay their car bill, knowing that the car can be easily repossessed, then I'm less confident they'll pay their rent), etc.You don't say what type of accounts these applicants have in collections, but the fact that they pay their student loans "promptly", always paid their previous landlords on time, and their income "more than meets your requirements" are all very good signs.

I plan to do the following:*Rip out and replace carpets*Cockroach treatment (spray along baseboards)*Fumigation to take care of any other pests*Wash / wipe down the walls*Deep clean by maid serviceDo you think this is sufficient to make the place live-able again?