I am looking for an online-only business banking solution that offers:1.

Hi Edwin,  Congratulations on your current real estate investments and saving up emergency funds.it's essential to consult with a financial advisor or real estate professional to assess the potential risks and rewards of accessing the HELOC and investing the funds.

@Jeff Miller -  In this REI business, you don't want to do it alone. 

HelloI am also new guy on this business.

And, by that I mean planning for my mother's estate AND my step-father's estate and late-life financial planning, as their finances and estates are pretty separate.She brought it up to me and asked how we should handle it.

However, most of them are busy in La Jolla area.

Cash for keys is just the cost of doing business in todays real estate market.

The nature of our business is a contractor might be great today but awful in a year or two out.

I've spoken to a few people who have totally focused their portfolios on Columbus in particular, especially as big parts of the financial services, insurance, and tech industry migrate there. 

This place has great potential to be renovated into a unique, boutique motel.How do I go about forecasting financials and exploring funding?