They’ll have to work more than 1 job to make a living, so they’ll be burning the candle at both ends and guaranteed to drop some balls. 

They probably want to do cost plus so they don't get burned by a bad estimate.

Key here though is we are 1.5 years in and likely won't sell til year 3 so it's been a long slow burn of constant learning and rolling sleeves up/getting dirty (like physically really dirty).

I have done many commercial loans and got burned on a 5/4/3/2/1 several years ago.

I don't want to burn any bridges but also want to make sure that I am fair.Thanks for your feedback.

@Sunny Burns yes you should qualify for the Delayed Financing Exemption.

How will you handle going to your property and having a drunk tenant pull a knife on you or threaten to burn the place down when you demand his rent

@Jeff Rabinowitz wrote a blog post where he describes how he invited the local fire dept to burn his house down for training purposes, and if I remember correctly they also cleared the plot afterwards at their expense. 

So I’m fine with not meeting someone face to face because I’ve been burned by being deceived by people who seemed to be the perfect fit.

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