They might owe student loans, medical bills, past repo, etc, but pay their rent first. 

@Bill S. 

Bill Gulley The ones that were sold aren't as relative as I thought.

I have a ton of time on my hands, plenty of income to cover my bills and save, and a drive to work on something of my own.  

Well, said Bill.  

Every time I turn around I am either paying my dues again, or for my Supra key, or CE hours, then there is sign costs, bus cards, magnets, GAS, insurance, phone bill, stamps, stationary, you get my point.

@Bill Exeter  What benefit do you get from the depreciation if you can't use it for income tax purposes?

The company is happy to share it's building techniques and suppliers.If you have an eco friendly flip it serves your customers in one of two ways:Straight up "Eco Friendly" sells the house/condo over the others in the area.If the customer doesn't bite on the Eco Friendly label, explain to them that their heating/cooling bills are going to significantly smaller than the neighboring houses.  

@Bill Gulley, @Aaron Montague, @Brian Gibbons, @Andrew Syrios Thank you guys so much for the great info!!

I am a Graphic Designer here in Indianapolis, and Graphic Design has so far been a good career for me for the past 10 years, but like many during the great recession I was furloughed at my job for several years and made only 80% of my normal income during that time. 4 day work weeks were nice, but my wife and I had a very hard time economically during those couple years, we still managed to save money and meet the bills, we had to put off alot of things that we wanted to do but couldn't really afford.