That type of policy provides Liability coverage that takes over if the limits of your home, auto, or in this case dwelling/fire policy get exhausted. 

Another had an eviction over ten years ago and as a result now prioritizes rent, and another had an eviction due to a temporary situation and an unreasonable landlord (I know him; he actually gave her a good reference).I have properties in C-/D+ neighborhoods; Policies that allow me to work with tenants when they can't pay all the rent and still limit my losses keep my places full but I would rather wait for someone with a good solid work history and adequate income.

Also it limits the products that small local community banks were "famous" for being able to make.

If they want no personal guarantee or limited then waiting 7 years for a rental increase is a non-starter.

It's a gap in the market, and I'll bet you'd offer a tonne of value!

But from what I've heard it seems that ground rent is largely limited to Maryland at this point and in particular Baltimore City (yay, another hoop for us to jump through).

I am an agent and have limited experience in Property Management.Some of her requests include the following (Tenant and LL verbally agreed already):Tenant will do all the cleaning and cover the costs before move-inTenant may make home improvements upon LL final approval and city permits3 Month Security DepositI did some digging on BiggerPockets. 

Obviously like you stated, taxes and VA limits will be different for different states and countieswithin those states so looking at what you can afford to live within your means in case of vacancies is a big factor. 

Is there an oversupply or just that the supply is there to meet the growing demand. 2) Between the two school district which is a better bet - Frenship or Cooper?

If I give a free month as incentive I am guaranteed the lose of $3500, if I take the gamble and not collect the deposit, I’m hedging my bet that the tenant wont trash the place, and therefore less likely to lose $3500 bucks.