Wholesaling in Canada is not really realistic due to the much different real estate, banking and investing climate up here.It is rarely successful statistically even in the US, less so up here.

What I'm wanting to accomplish may be immoral but I'm looking for a legal way to get my bank to sell my mortgage to a trusted 3rd party.

(Pretty obvious I guess, but since bank is not requiring here, I'm a little confused).

We've been working on bylaws, registered as a non-profit, set up a bank account, drafted application forms, discussed membership fees, and a whole bunch of other stuff.

@Ryan Wilkerson put the money in the bank and keep it for operation costs..get our site up to date...host a networking event at your current flip...do not spend on mailers...let the wholesalers do that and you go find your own deals by networking with agents and searching online yourself. 

Ok guys trying to find some guidance my mother is moving back to Colombia and she offered her house to me for what she owes to the bank and that is 57k the house is probably worth 70, I'm tryin to figure out what would be my next step i will buying the house cash any advice would be greatly appreciated as I am completely lost on this

You should get a better rate and term from your bank.

Traditional banks have strict guidelines they must follow regarding income. 

So if we do well, they are banking on making more that way, rather than if I borrow more, then they make more.

Does anyone have a good bank recommendation in Indianapolis for single family refinance loans?