It just got appraised and went up $75k in value! 

It may a little bit of a delay with appraisals. 

Of the 4 that I had it narrowed down to, one of them said that they SHOULD still be able to do the loan, regardless of the zoning/use, it would just be appraised based on what is recorded with the county/title.

That being said, closing costs normally consist of the banks origination fee, taxes, appraisal fee, RE agents fees, title company fees, etc. 

Thanks any insight would be appreciated 😊Closing date would be April 18 it’s a three family house I will be house hacking then when I move out it will cash flow.I am buying the house for what the seller is asking and about market price house hasn’t appraised yet

The appraisal value was $360k and I purchased it for $289k.

Ask appraisers or brokers. my last duplex was 95 grm. 1600 rent x grm = 170k value

The mortgage has about 225k with an unnoficial appraised value at 719k (will be higher once they see all the work that we put into the house).

The seller is asking about $63k; however, it has been appraised recently to be worth $40.5k.It has been on the market for nearly an entire year, as well, so maybe I can ask for less?

and do an "as-is" and post-rehab appraisal so I know what I'm generally in for.