so is it like skin in the game to make sure the person signing the contract is invested in the deal and once were at the closing table it will be put toward closing costs?

If you're comfortable on video, go for it, most other agents won't.The main thing is, the same concepts apply - be consistent, and provide useful information.

You can't apply the cost of the refi onto the first property as a way of "hiding" it from the 2nd. 

Often in Worcester they call the roof "historic" so you have to apply for a waiver to replace it with asphalt shingles if you want to do that. 

I'm so confused.If I am understanding your question and have all the information-if you're applying as an individual and you're on “title” but not the “mortgage loan”, we would not be able to go forward with a Heloc.

It's like they apply for section 8 and wanna go Christmas shopping with no money.

But under FEMA 2.0 the surcharge incurred for a claim within the last 20 years only applies to claims filed after FEMA 2.0 goes into effect.

or how can I apply for something that will go against their credit for not paying rent?

Adverse possession likely doesn’t apply here as in most states that requires that the other party has been paying the property taxes.

So if the person is month to month- give them fair warning (60 days) after which the rate increase applies.