It's not worth the time, effort or mental energy.

I'm comfortable with the obvious #s (ROI, yield), but my concerns are (1) figuring out whether the house is "on the right side of the tracks," (2) if there are any big ticket purchases (e.g. roof, water heater) that are required or impending, and (3) what the local economic prospects look like.  

BUT you have less red tape, no tax returns, DTI, or employment checks are required.

Most Insurance companies require occupancy by the owner to coverage it with a Homeowners polciy.  

Navigating this situation requires careful consideration.

Of note I am renting in Toledo OH, income sources can not be discriminated against, but what I am less clear on is whether I can require that a tenant make a certain threshold for consideration. 

One of the primary benefits of mini-splits is their energy efficiency; by enabling individualized temperature control for different zones within the house, they significantly reduce energy waste associated with heating or cooling unoccupied spaces.However, a common concern with this approach is ensuring that areas not directly served by an air handler, such as hallways and bathrooms, also receive adequate conditioned air.

Your circumstance requires some important judgements and considerations.

Many big box hard money lenders require a minimum loan amount of $100k. 

Some alternative strategies include requiring renters insurance with pet coverage, conducting thorough inspections before and after tenancy, and establishing clear guidelines for pet behavior and care in the rental agreement.