We've renovated several of our newer (90's or better) homes with varying success.

Closing costs vary based on timing of within the month and the year because its mostly based off of property taxes and interest pre paid.

We need to know how much of a return on our investment (COC) to expect, under varying conditions, for this capital intensive business.

@Lydia Mary Not sure if this varies from state to state, but it doesn't work like that here.

Sheet 1 named, PVRP_RESIDENTIAL is outlining three single family home scenario’s varying from an all cash to moderate leverage position.

These are usually relatively smaller firms but essentially you will have to pay a flat fee every month to the brokerage, say $400 (this will vary) and you will literally have no expectations or oversight on hours or deal flow. 

Lending terms vary per lender and if you are doing conventional or commercial refis. 

This is also a general statement and can vary market to market.

I´m biased towards Tampa and think it offers a more diverse economy and a more varied culture (not to mention stunning beaches).  

I do know it will vary depending on my credit history, debt to income, etc.