@Jane Kim Congrats on saving 70k, that's a great start!

Creative means terms vs paying cash!

Wanting to explore other options or find out other financial strategies for trying to build a detached home on our lot without having to refinance out of our 2.75 interest rate with a cash out or doing a HELOC.

With decent cash flow.

Hi guys, so if i use my business credit cards with a liquidator to turn credit card into cash and i use that money to invest with, when i go to make payments to pay back my credit cards is that money i use to repay the cards taxable???

Not a cash flowing market anymore because we've appreciated so much and continue to do so!

My kitchen cabinets aren't super old, so painting them would save money (I believe), but Im wondering if it even matters.

That's crazy good for cash flow numbers. 

I've used them and they save a lot of confusion later.Deed Filing: Ensure the deed is properly filed with the county where the property is located.

- Do we not even consider pulling the equity and just continue to build our savings for the down payment?