But all their penny pinching did not help them at all when it came to preparing for the impending RMDs, and now they are looking for ways to reduce their tax burden at the 11th hour.

On the property .I found out the seller was on the verge of loosing it to back taxes and that he most likely only was looking for around $20-25k from the wholesaler .. so , I ended up getting the wholesaler to reduce his ask by $12,250.00 plus he paid the closing costs of $1100 .. point is .. get it under contract with a way out .. who knows you may have been able to renegotiate the sale price down to $300k and had enough time to do your due diligence ..

Better to reduce income tax, to stimulate personal spending, and benefit everyone rather than those that have already been successful.

Just the simple act of tracking your spending reduces your spending.

Having these features built in means it can usually reduce redundancy in bookkeeping activities (entering information across multiple platforms).  

They said they want to reduce the rent if they need to buya mattress themselves.

You've got to reduce the noise.

The idea is not to lose sight of the goal, still do a deal here and there and reduce my financial footprint (get rid of debt). 

The review board agreed to lower the value a bit more but agreed with allegations by appraisal district that my purchase was not “an arms length transaction”I purchased the home as anyone could have and had no prior relationship with seller, HUD.I have on a number of occasions gotten values reduced with a recent sale price as evidence.I’m thinking of going to arbitration or district court.

This will reduce the amount of capital you need immediately.On the back end, even if the market was to crash, you would still have another unit (or 3) to continue to pay you rent every month.