Later on, these questions will play a role and it's not that they are unimportant now, they are just in the wrong order.

If anyone could help me get a mortgage or point me in the right direction, I would really appreciate it.Hello Rico,You could try to find homes where the seller is willing to offer seller financing or rent to own terms so you do not require a bank loan.We do a lot of creative financing deals in several different markets.Feel free to reach out with questions. 

Then, you better know what specific Questions best answered by an attorney experienced in that area of law.Today, I have six (6) attorneys who work for me.

As I was reading your question I was thinking about suggesting you to go with real estate syndications.

I had a retail deal and bank had an appraisal of $10,420,000, looking at P&L from 6 months earlier on the subject the NOI was $300k, looking at rent roll of a month in August the income was $105k with 35% vacancy, asked the asset manager how did the come up with $10,420,000 and he said based on that month rent whats renting in the market not considering this is a stressed property and wanting around 80% off that amount which did not even make sense what so ever.

They truly help clarify many questions I had before.

Happy to connect and answer any questions you may have.

Cosmetic kitchen and bath work always tends to increase your ARV, but the question is always how much does the ARV increase compared to the cost of the renovations.

I have a question and would like to consult a lawyer about this or someone who is an expert.

Repairs- Impossible to answer that question as it's dependent on the home6. holding costs- zero7. reserves- In my opinion you should have between 3 to 6 months of reserves.