If so, is it you do not want to or do you believe you cannot get a (what I call a) true fixer upper (heavy rehab not jsut paint and carpet) at a deep discount because you are using a VA loan?

As you get older I suppose this education will be discounted as other posters have mentioned.

If you've done this before, did you offer a discount based on up front cash and if so, how much of a discount?  

I trust that you bought the 2nd at a significant discount to the UPB.

What are your thoughts on credit cards and having multiple cards, dose it help having 5 or 10 cards that offer discounts at different places? 

How much (in dollar terms) have they discounted?

If you want cashflow, consider investing in other areas - out of state, hard money lending or even discounted notes.

Home Depot was there once explaining their "pro buyer" and paint discount programs. 

So, the secret is to find a property at deep enough discounts to get the most leverage.

It can be a large amount depending on if your insurance company will allow you to add it to your policy.Good luck I currently have USAA auto insurance and have lots of discounts available.