If the odor is not properly mitigated that will cause ongoing problems.Let me know if there is any way I can help answer questions. 

Take ownership of your mistake and learn to do the proper due diligence recommended above😊

You will not have a mortgage.)

Often the HOA Master Policy covers some or all; you/your insurance pays the HOA deductible; the lower unit pays for any upgrades they installed.Water damage that presumably occurred over some period of time could very well initiate mold growth if it was not promptly and properly dried out.

Variable rate mortgages on second properties are the first to go in high-interest rate environments.  

The mortgage rate for rental property is quite high, and is often higher than rent-to-price ratio, so in terms of capital cost vs. return on capital, it does not make sense to get a mortgage.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Choose the right property: Look for a property that can generate enough rental income to your mortgage and expenses, ideally with additional flow.3.

Also, for house hacks generally, you cannot write off any % of your mortgage since it's your primary residence.

These are things that will increase your cost of ownership if not properly maintained.