The returns on keeping current tenants for the past 1.5 years have far outweighed turning over each unit.My point is that there are many ways to keep a current tenant, maintain positive cash-flow, and cover yourself all at the same time.

They raise the question if city incentives could promote owners to combine units to more family friendly larger apartment.

In Ohio, you can put up a promissory note to cover much of the purchase.  

I can bump the limits of each policy easier (cheaper) than I was able to find some way to cover them all.

. + Services rendered by nonprofit membership organizations for the promotion of the interest of the members. + Nonprofit educational and research agencies. + Public utilities as defined under Tenn.

I guess the amount of the credits is enough to cover it.

Put enough so rent covers mortgage or put more down to cash flow, 30 year mortgage or 15 year with more??

I don't plan to have more than 10-15 units total, so it would probably make the most sense to suck it up and just make sure my interests are covered.

I do have great credit and good income to cover the mortgage if anything goes wrong.

@Jay Hinrichs %15 that sounds like another company promoting similar numbers.