IRR is more like if I put the money in a stock, what's my return vs if I put it in a property, what's my return?

Typically, it gives you the ability to invest in traditional securities (stocks, bonds, CD's, ETF's, etc), within some guidelines - such as restricting you from buying leveraged securities. 

Hopefully they realize that a sensible form of affordable housing is already in place with the existing stock of small unit housing across the city.

Hi BP,I've invested into the stock market ever since I started working back in 2011.

My concern is that the 'hottest stock of all time' can't stay hot forever right?

Better than stocks, bonds, and conservative loans right now.Not the typical way of looking at things on BP, but thought I'd throw it out there. 

If you need less than a year savings acct, 1-5 years a cd, 5+ years stock market (mutual funds). the stock market can go down in value in the short run and having money in a cd ties up your funds if a deal comes up.I don’t use retirement funds for re investing but many people open up solo 401ks or use Ira acts. 

With 200k in the bank (150 invest, 50 travel) we would like to move from just stock investing to RE. 

Detroit is like buying cheap stock from a company that's not doing great but could make a comeback.  

You can buy a stock on a stock market but it's not FDIC secured.