If it makes it easier, blame someone else - "Sorry, but I checked with my insurance agent about tenants doing a little work and he/she said it would void the terms of my policy."

I knew a banker that was approached by customers to send them the loans they could not do (this of course was against policy so they did not do it but.....)5.

It's too much for a beginning investor like me, as it would be a money pit.

I have a policy that I won't write on a property I have not been in myself.

Hi BP,I'm planning to move all my rental houses into an LLC and therefore will need to change rental policy from my personal name to the LLC. 

I'm not sure on the policy here is on posting your contact information so I will simply say just reply in post or send me an email.By the way I do plan on becoming a member here at BiggerPockets.

Based on this process, we are unable to offer you access at this time.Our policies prevent us from giving specific reasons for the rejection of an application.

But they might have really tight policies, because there is more risk if they give one person 10 loans.

Especially with respect to the other tenants and your rental policy. 

I decided I needed to either use an LLC or a $3,000,000 umbrella insurance policy to protect my assets from liability suits.