Try the collar counties.I have the same problem in San Antonio.Whatever county you go to call ahead of time and find outwhat their policy for paying is and whether you have to register in advance.

In WA the seller pays the transfer taxes and owner's title insurance policy.  

You should be able to get a policy with the company that provides your current homeowner's insurance. 

Closing with an Attorney or Title Company is the best policy.

This is a fourplex with three individual garage stalls plus a large 'L' shaped driveway, and there are currently eight vehicles that need to be parked somewhere.As of now, there is no policy in place, which is not ideal.

Although they don't provide an owners policy, they want to ensure they are able to convey clear title.

They are all three rented as investment properties.Property One:2/1 1k sqftMortgage: 64kRent is 770 on section 8Mortgage inc piti: 900 (15 year fixed at 4.5%)Property Two:3/2 1052sqftMortgage: 57kRent: 825Mortgage inc piti:540 (30 year fixed at 5%)Property Three:3/1 864sqftMortgage:41kRent:700Mortgage Inc piti:410 (30 year fixed at 5%)Property one would only make sense if we could refinance it and create a better cash flow situation.Properties 2 and 3 he wants to do a package deal because they are owned with a partner. 

Even most newbies who often miscalculate use Scheduled Rent - PITI.

Does anyone know what is typically covered by the HOA's insurance policy?

Upon receipt of the buyer’s payment the seller paid the monthly principal, interest, taxes and insurance (PITI) payments to the lender servicing his FHA loan, and pocketed the balance.