Consider how each option aligns with your goals for passive income and wealth building.Lifestyle: Consider your lifestyle preferences and how each option aligns with your current and future plans.Risk Tolerance: Evaluate your comfort level with the potential risks associated with each option, such as market fluctuations, property management challenges, or regulatory changes affecting Airbnb.Financial Adviser: Consult with a financial adviser or real estate professional who can provide personalized advice based on your specific financial situation and goals.Ultimately, the best option for you will depend on your unique circumstances and priorities.

It's very easy to make the mistake of just looking at spreadsheets and basing your decision on projections. 

I will definitely touch base, thanks so much for the offer. :) 

Based off my assessment of your air bnb listing overall it needs updates , it looks outdated.

If you follow the growth of the tax base, the infrastructure of the city has gotten much better.

So that fact alone is going to make it very difficult to get your property seen based on how the algorithms work. 

Good thing about personal loans is there is no LTV/CLTV involved its based off off income and credit.

@Olya Sorokina That's a luxury neighborhood so prices fluctuate a lot based on how fancy you are going with the flip and the curb appeal.

Changing the title DIY may have messed with the title that you paid for and Underwriter may deny your loan based on the fact that they cannot piggyback on the short title (this is how HELOC's are cheap).

Phone challenges and dealing with less efficient/motivated parties.