Smart HOAs will raise fees by a small percentage yearly rather than not increasing fees and having to implement a special assessment down the road but many boards don't look that far ahead.

You can always offer more, or maybe, if you have your license, you can even work on a tiered percentage as opposed to a flat fee.  

We had Amica, and liked it because they pay out a dividend at the end of each year, however we had to have our primary residence insurance with them as well.

A quick Google search revealed this from 'Investopedia':[In a reverse mortgage,] instead of making monthly payments to a lender, a lender makes payments to you, based on a percentage of the value in your home.

This question is aimed particularly at seasoned investors near or at retirement age or investors who also are certified financial planners:Once you reach retirement age, what percentage of your portfolio reasonably should be in real estate vs. a traditional IRAs or other financial instruments? 

You can get the seller to contribute a certain percentage but you'll be paying for most of it. 

I have noticed over time that a good percentage of our guests( and repeat guests) were in the real estate industry.

Every HML I've ever known wants to be in first line position...where the mortgage is But Joe, the first Mortgage provider will ALWAYS have first-in-line payout position, won't they (regardless of what any subsequent HML wants)? 

In initial conversations they are not too keen on the idea of just loaning the money for a percentage return, but its not out of the question.

They would get to sell their home, and make a percentage of the profit from the flip.