@Anthony FreemanA lot of bad information on this postMortgage brokers typically get paid commissions through origination fees on the loan.Lenders also get money from the commission then they package the loan up and securitize it and sell it.If the broker or lender are not ethical or do not follow federal guidelines the loan known as “scratch and dent” will not be accepted by Fannie or Freddie and the lender must keep itThe lender, who most likely is a correspondent or wholesale lender - which they may borrow fthose funds for a short time, are not in the business of holding loans and therefore will sell it, for example we see around $200M a week on scratch and dent loans for sale.

For the landlord leases if you click on tools -> lease agreement packages and scroll down to your state that where you will find them on BiggerPockets.

You need to go to a builder that builds these types of buildings.Once you have an idea of the cost and what is involved and you know the project is feasible you then need to put together a complete package for the banks including your financials, a business plan for the project, plans specifications and contracts etc. 

A lender should try to earn your business by the loan package they offer and wanting you to move forward with them because you can't pass up on their rates/down payment/fees/hard money extension limits, etc, not asking you to give them money to confirm you really want to buy a property. 

Once you find a lender that looks to have the best loan package, you could start moving deeper into it such as preapproval and trying to negotiate some of the costs etc.  

I have been putting together a package for the challenge including the comps that I feel are more appropriate.

I just got a clear to close on package of 7 rental refis, mixture of Elgin/South Elgin properties and they all appreciated fairy well across the board.

When I received my first appointment and reviewed the documents I realized that although I could explain the documents to the borrowers, I was unsure which documents in the refinance package needed notarization/acknowledgement.I know every signature does not need to be notarized but how do I determine which do?

I looked into it, and the mentorship package is pretty steep.

I am all for 40k coaching packages if it launch's your career..