Hopefully, that makes more sense, although I'm not sure it really changes the decision at all.Her lender and I have been working together and they actually stated that I should pursue a short sale and that he has personally seen their exception department make husband/wife exceptions numerous times, so I'm not sure who to believe when you state, "it isn't an option."

There are numerous reasons to use a property manager, all of which should play into your numbers analysis.  

If you will have WiFi then there are numerous option that are easy to move around.I purchased an Oplink system off Amazon for $300, and it works great (if you have wifi).

I have had it happened to me numerous times in the mid west.. for all of the above reasons.And I agree it makes it very difficult to do the sale then move to new home when you can't count on closings like you can in other areas of the country. 

There are numerous academic studies that show valuations in the public markets tend to be a precursor for private market valuations.  

I shopped around and ended up with one policy that covered numerous rentals with an additional umbrella with a rate that was much less than other policies.

There are numerous items which can be messed up or improperly sent in.  

This advice is based on the numerous hours of research that I've done on the subject to include BP forum conversations, offsite CPA and attorney blogs, etc etc. 

I have a problem though as far as appraisers, contractors, suppliers, etc of only being satisfied with the best-of-the-best, yet am learning those are hard to find.

There have been numerous people on BP talking about how they paid application fees but they could never get their loans closed on any deal brought to the company.