With sizable savings and each with jobs and low debt you probably could qualify a few times with conventional financing and jump start your investing career with minimal up front investment.  

Most agents won't waste their time taking clients to homes who's not paying a full commission.

If anyone out there has had a lot of success and minimal failure and would like to mentor I’m your guy!

The buyer always wants to minimize the cost of buying a home, and while a credit can help offset the cost they will still have to front the cash to buy the appliances.

Spend your time not being wasteful.  

Either way be sure to pay your accountant for a consultation to understand how you can minimize your taxes in the future versus just paying them to fill out this year's, like what to invest your income into, where to move money to, what receipts to save, etc.

@John Leavelle The local comps in the area were only on market for minimal days, albeit the local comps like I mentioned above aren't exact direct comps.

Might as well chase the waste disposal fee while your at it.

If price is an issue you might go for boiler plate with special stips added on for the PSA.Now some sellers want you to go straight to PSA right away but then you are paying your attorney fees without validating the property first and could be wasted money.No legal advice given. 

Basically I want my rental income to use as I please but trying to ensure the IRS gets the minimal.