(Some conditions may apply)They are experts at matching you with the best-suited mortgage.Get mortgage rates at wholesale, guaranteed up to 120 days.They work for YOU, not the bank.

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Repaired roof and siding, new HVAC, new drywall and insulation, new electric panel and wiring, new hot water tank, totally new bathrooms and kitchen, converted a bonus room to a master, new appliances, new fixtures, drywalled gararge in, cleaned up the yard.

I had a potential tenant also just offer to pay through January - she is getting a bonus from work, and wants to enjoy the thought of not having rent for the next 6 months. 

That means your tenant is paying the mortgage/tax.ins for you...and, you get a bonus of $1800/year to do with as you please (as long as you don't put it towards the mortgage...which would put you right back where you are now...on.y worse).

Wether intentional or not, that's where people get in trouble. 3 times tent, check (bonus points if more)no felonies, checkpast landlord reference ( with two questions) were they a tenant between x and y?

then what happens is those that are micro focused on minute detail drive themselves nuts when the numbers don't match LOL 

I'm a newbie as well so I think we'd be a good match.

Go out and hire another appraiser to provide detailed, comparable sales data that match your property.

But with rates so low it's not hard to match or beat the cost to borrow.. just make sure you have the warchest to survive the storm and keep your operation afloat.