Does the continuing training associated with maintaining your license justify the benefits you gain (i.e. access to MLS or slightly reducing buy/sell costs)?  

I've found a few but they're for investments such as stocks/bonds/other types of securities.

Evap coolers don't really work during monsoon season because of the humidity and they are a nightmare to maintain.  

Anyone paying $440K per unit probably has a significant amount in stocks and is seeking some form of diversification.

I expect to have $1M in stocks at that point as well (already have $250K)

Currently all of my retirement funds are vested either in mutual funds or in stocks.

While I won't have enough to buy real estate, I have more than enough to engage in private lending.The fees for setting up and maintaining an SDIRA are higher than a "normal" IRA, but I believe that the income the money will generate will make up for it, after the initial year.Withdrawing the money and taking the tax hit would be my last resort, but if you are aware of the penalties and taxes that come with such a transaction and you are ok with the amount of those, it is your money.The key in my mind is to see which option fits with your overall financial picture and your goals in real estate.Good luck and I hope this helps.Ed

I know when you value an option for stocks many professionals use the Black-Scholes Model, which is highly complex. 

Once I return home after my  separation I would like to maintain the property and rent it out.

Real estate investment trusts invest in properties and have a similar trading capability, like stocks.