I’m playing the long game so cash flow is not a huge deal in the near future.

Looks like the Charleston REIA has had 4 posts on it in the last 3 years.  

I have worked in both of these markets for the last 10 years.

My goal is long-term appreciation on a property w/sufficient cash flow to make a long-term hold practical.

I got into a contract with a buyer for my flip last week.

As long as rent gets paid I don't actually care who is and is not on assistance. 

I have not looked at Kelowna  prices in a long while but its hard for me to gauge it since I bought in 2000 and sold in 2002 and made a fat profit at that time.. a lot of it was the currency Delta at the  time as well.. buying in US dollars Canadian real estate..

Short-term Ownership:The flipper's primary goal is profit, not creating a long-term, quality home.

just be cautious when it comes to using these. ensure you've got a plan to pay that balance back in a relatively quick fashion as most HELOC rates can fluctuate which could make the numbers suddenly not work. i've leveraged mine in instances where i'm doing a BRRR and i want the deposit for a private money loan. i'm not using it as my downpayment and leaving it out there for a long period of time. 

I really don't like paypal, and Venmo is a last resort.