This is a violation of the lease application: that states any lie on the application is grounds for eviction.

Check any applicable rules, codes, standards in your area, but in my locale, it is allowed (recommend even) to "encapsulate" this va tile. 

I also use it for application fees etc.

They advertise a 7.99% interest rate but out of 1000 applications I had seen ZERO get that rate.The consumer and home cannot be opened in a business name.I have used the consumer card on several flips because by the time the house is sold the bills are coming due.

If I ever do work in your neck of the woods, I'll be sure to keep some credit applications handy!

You have one side of story. landlord however will be less likely to lie to fellow landlord and I weigh landlord references over all credit reports, and tenant provided information etc. perfect credit doesn't really matter if the last landlord told me the applicant was a nitpicker, always late with rent, dirty, or [insert nightmare issue here].please be sure to reference the screening primer to make sure you have all other aspects covered:http://www.biggerpockets.com/renewsblog/2011/3/31/screening-tenants-primer/

I would have the husband fill out an application as well.

You have to wait for 2 tax returns before most places will take rental income as income on your loan application.

The rates are frequently updated, so it's best to check with the most current IRS tax tables, which can be found on the IRS's website.Sunday charge at least the minimum rate listed on the stable, referred to as the applicable federal rate, you and I have any problems with the imputed interest.And you do need paperwork that portrays the loan.

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