DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

With that loan product, they will not be looking at your DTI or work experience and will qualify the property based on the DSCR (Debt Service Coverage Ratio), which is a measure of the property's cash flow.

The appraiser determines the value based on comparable properties (comps) in the area.

My name is Dion and I am a new member based out of Massachusetts.

Can i purchase land and offset the mortgage payment against it as passive loss and wait for real estate prices to go up and hold the property.

Based on what I see - I'm not looking to do STR in the High Desert right now.

This will allow you to Flip, and obtain a loan based on the ARV of the property, then rent it out having the tenant pay for your new mortgage thus allowing you to pull all liquid out of the property that you had in. 

Hard money lending is based on taking a mortgage on an asset and no lender is ever going to take a mortgage on a property overseas as he/she doesn’t have the infrastructure to take the property back if push comes to shove.

Come up with a way you can add value to their business based on their needs and your talents.

While I would love to pay less, based on my discussion with them and what they provide, I was comfortable with that.