Every individual must remember that the only person who is responsible for what takes place inside of the IRA is the account holder himself (or herself).  

Can we setup a mortgage to the LLC identifying two or four different individuals as the payee or do we need to set-up separate LLC to handle distribution to and from?

Granted, you can't go wrong surfing these boards while learning from some very successful individuals of course.

What they're wondering is if they could sell their lot to the same developer who buys the tear-down, allowing the developer to get extra value by increasing the lot size.

They were students, but I had them sign the lease jointly and severally (some landlords have students sign individual leases).

And yes, fein should suffice, i remember there was an individual service offered by www.mynewcompany.com or .net but seemed like they changed name or bought out, the logo is still the same so not sure if services changed.

No need to take on extra headaches.

How much extra/emergency money will the bank want me to have available to carry these two mortgages?

Some jurisdictions do require a civil engineer for individual lot grading plans, though I am not at familiar with the process in Florida.

So there are many sites dedicated to listing all of the commercial office/retail space that is available for lease - but is there any site that allows those individuals/companies who are looking for office space to describe their needs and desired locations?