With that said, as the thread title indicates.

In my opinion this indicates 2 possibilities: The purchase price is too high, and this is not a good deal.

Thank you Michael S. about it and he PROMPTLY replied indicating the same.

If you indicate you are going to borrow the money via a HELOC prior to closing, the underwriter could consider this borrow in the down payment and not readily available funds

Do everything you can to work everything out on paper first making sure your figures are as accurate and reliable as can be.Once you do that if you can determine your move would be a profitable one for you then consider what making the move would mean to you personally, how the move would affect your life style, your time, and daily life experience.If it looks like it would a win win situation for you then that would be a strong indication it's a greenlight but if not be ready to back down from doing it.You have got something working good now do not do anything that would or could jeapordize that.

- Inherited the house and can’t afford it - Inherited the house and are tired of taking - Divorce and got the house - Owe Taxes - Can’t afford repairs - Facing foreclosure - Need money for new business - City condemned house - Job transfer These indicate that we might have a motivated seller.

I do not want to be responsible for the tenants to get ill.I state I would take a hard stand but we (my partners and I) are typically softies on many things (raising rent, occasional late payment with advanced notice, request for a service animal where we indicated no animals, etc.). 

The trick is to get wired into an information network that has LEADING indicators, not current or trailing indicators.  

Based on what I learned here, it is time to start building an understanding of real estate cycles and indicators of the same.

Your posts indicate you have done lots of due diligence already regarding the physical condition of the property and the numbers look pretty good.