-investment would be in single family houses-Time to disposition would be 1 to 1.5 years, but closer to 1 year-ROI would be 12%-15%-total equity sought $1-10 million-market location is Midwest USI hear anything from .75 to 2% but was wondering since raising funds in the current environment is more difficult whether this number might be higher end of the range.

I am not sure there is a document that can protect both of you... and in today's environment just simple claim... real or imagined of abuse or hostilities and there isn't an agreement around that will survive those claims.I currently have a client who just went through the same thing.

I also think its possible we fall into a deflationary environment and rates fall, which makes this whole argument moot.

Please give us your thoughts on the current lending environment as it pertains to investors.

Consider that almost every rental I've bought has been with 100% financing, but very low LTV (which is more difficult in the current environment), then my cash on cash return is infinite.

You are still leveraged too highly on your personal home in my opinion (88%) and should pay down even more - I'm not sure you could ever refinance if necessary in today's environment.

But from what I can gather, this doesn't seem like the best environment for doing a rehab.

I am just looking for creative ideas given the uniquely restrictive environment in which I am operating here.Thanks you so much in advance for any suggestions and comments.

That is the only issue that has given me pause is in the environment are lease options even an option in the area, and do I have the time to find them.

An AITD (All Inclusive Trust Deed) IS a Wrap (Wrap Around Mortgage).