The phone # I called for the office manager/ human resources manager I believe was someone's cell phone so a little concerning there.  

Last year was a few back and forth messaging that I guess was more human.

What good is it to have a body in your place that isn't paying?

I think if they are living next to you it is REALLY important to let them know you are humans not just a faceless entity.

Rashes all over my body from scalp down, BURNING, ITCHING, stabbing.

Unlike the other lenders, Figure.com does automatic appraisal (without a human involved) based on public data and they treat ADU square footage the same as the main house square footage.

If you border any bodies of water, rivers or streams, there will be environmental permits associated with that (see #5) Also, when you are zeroed in on an actual parcel, you will want to check if there are any restrictions on the face of any plat that may exist or in the deed that may dictate what you can and cannot build.5/ You will want to check the property for the presence of wetlands and flood zones, both of which, as I'm sure you know, are common in Florida.

Physically do any work that your body can sustain.

Amy,I've not used them with steam heat, but have used them with hydronic (hot water) systems - both the old-fashioned wax-plug/mechanical kind and the newer, electronic types.Many of the newer electronic one allow the the use of a remotely mounted thermostat and some can even be programmed for set-back times (i.e. during the work day or at night).When compared to manual radiator valves, and the humans who will not remember to adjust them, either kind of thermostatic valve will save you energy and money, but the newer electronic ones with remote thermostats/sensors and, optional programability, will save more.

It's not super amazing returns, but at the same time - it seems like a fairly low risk investment with Ann Arbor's large student body and continued demand for off campus living.