But here is where it gets crazy, lets say you buy just one 100k house with 10k down and use the 1800, plus 8200 saved and buy a second the next year, then 3600, plus 6400 for the third, and 5400, plus 4600 for fourth, 7200, plus 2800 for fifth, 9000, plus 1000 for the sixth, then apply the 10k for 7th-10th and excess toward paying off house one. 

ultimately the question is, if you include certified funds for the earnest deposit in the full amount of your offer, would that give a substantial likelihood of the bank just accepting an offer that otherwise would be viewed as somewhat excessively low?

On average, I would venture to guess that the process is at least several months in duration and is filled with excessive/extensive logistics and paperwork. 

So, I will be redundant instead.Much of unclaimed property consists of personal property like small residuals from bank or stock accounts, insurance policies, deposits and proceeds from rentals, such as storage lockers, to name but a few sources.Where real money is generated is from surplus and over bids, also known as excess funds.

There's so much to learn in REI, but if you narrow your focus onto a specific technique (flipping, wholesaling,rentals, etc.) you can whittle away any excess information that would only clog your mind with unnecessary stress.I'd bet that you feel lost because you're trying too hard to take everything in all at once!

Any bid above the $75 will have the excess funds go to junior lien holders in succession then the the actual borrower who was foreclosed.The notice you read clearly states the Lender (Mortgagee) has received a deed on the home.

Those costs are incurred whether or not you go through with/qualify for the loan, but $10k seems excessive unless we're talking about a large deal.

I would either use the money to live off of instead of selling my time to corporate america, invest the excess above living expenses in the stock market or find new real estate deals.  

Likely the lender will want to know how you intend to use the excess cash.

I think the key is quite simple: always make sure that you are adding value in excess of your fees and your fees are in excess of your costs.