Generally there's a salary... how much would it cost to replace health insurance?

For the BiggerPocket members who like Memphis or are interested in learning more about our market, I just saw the following article that ranks the Memphis MSA #4 (out of 400) in the second-quarter 2016 Health of Housing Markets report.Memphis-housing-market-ranked-among-healthiest

But also mental health is something too take into consideration because I think by leveraging can cause stress and havoc.

I then factored in my W2 benefits (health insurance, retirement, etc.) and calculated that number.

Although oil plays a very large role in the Alberta economy, the main cities of Calgary and Edmonton have been doing a lot of work to try and diversify their economy via attracting tech companies, the booming marijuana sector, as well as health care, post-secondary education etc.

Health is wealth, and life is never guaranteed.

Job and mental health help. 

Quote from @Evan Hopple: @Chetan VihiteI invest in Columbus, a MTR near nationwide hospital would be a great option there are so many good ones too. riverside, mt Carmel, nationwide, OSU, ohio health, columbus has some great places for this strategy I just think personally LTR are a little easier to underwrite. try convincing an appraiser of your plan for an MTR. it's important to understand underwriting 

Failing health, gambling debt, legal troubles, divorce, etc.  

We have a Walmart here and a Park View Emergency Room for health issues that is tied to the Hospital in Pueblo about 10 miles away.