Clean it up before your good deal turns into a nightmare.

All you need is John backing you and you can close on all the deals, do a prehab or clean out and list it on MLS.  

@Mel HarsH - commercial financing underwrites much differently than residential, and there are attributes around the deal they are evaluating instead of the personal DTI.  

You have tenants who like to stay clean and take showers .

Their guys have serviced the HVAC systems, washer/dryer repairs & done most of the required everyday maintenance, including cleaning the gutters.

For now, I have the security deposit and first month's rent going into my personal account and plan to start an LLC for a separate bank account, clean books, and potential asset protection moving forward as I acquire new properties. 

The thing is, the loan guarantor (that's what it is, not a "sponsor"--that's a word used to wash clean what this really is--a guarantee) is taking on a lot of risk. 

It gets cleaned 2-3 times a week.

That's generally a nice looking area, and if you click on the Street View on Google Maps and walk up and down the street the houses look clean and like modern construction.

So far they are communicating very well with me and have forwarded me a ton of resources, including vetted cleaning and maintenance teams, lodging tax firm, tips and tricks and even stats on other areas they support STRs.