Think about it; we hold a popularity and slogan contest every few years to select who we most "like" to hold the power of dictating and running these major functions.

Also, housing is usually the largest expense and decreasing/eliminating it will allow you to save money quicker for the next investment.2.)

If your home is owned outright then you're NOT holding one of the largest credit extensions that the average homeowner has, and a $100k loan against a $600k asset would be widely regarded as safe. 

I understand that 75% will be the largest loan I will be able to obtain.Please share your recent experience.  

It's the second largest city in the state as has a lot of opportunity. 

I have listed out my concerns below and would love to hear some insight and opinions of others.1 - One of the largest concerns that i have is buying a property that has multiple liens on the title.

The refrigerator still functions but is not suitable for its intended use due to contamination. 

The bigger news is that Wichita Falls in November 2020 passed the largest school bond in history.

In regard to reserves - this is also true - I've been told to generally use 70% of the 401K amount because of the taxes for dipping into those funds.Can you expand on the idea you brought up about qualifying for a largest loan by occupying the 'least expensive' unit - from my understanding - it doesn't matter which units are being occupied by whom.

I say mostly because I have one client who pays me a monthly retainer on a W2 ($14k per year), while my largest client pays me the equivalent of $60k a year but not W2.