Are they willing to pay you now for a background check and financial report?

You would have to work with the financial institution that holds the loan for the property to do so, but it can be done.   

So we are super busy, but I am ready to get on the road to financial freedom!

You will see this sometimes when there are known issues and the seller doesn't have the resources or the "mental strength" to deal with the process anymore.If you want to proceed further, make sure you speak to your lawyer about what's needed.

I know this appears risky and it is, but due to our financial and other investment situations, we do not want to incur the cost for getting a new mortgage under another name or the LLC.

@Deep PatelPath to financial freedom is found in building a portfolio of cash generating properties.

My goal is to build a substantial amount of passive income over the next 8 years in order to gain financial freedom. 

I decided to quit my six figure job to fulfill my real estate investment education and devote time to it, I knew it was the only way for me to learn anything and truly achieve the financial independence I was aspiring for. 

Since I am the principal broker I am not giving away half to some company I am hanging my license with.I am on internal systems for first looks because the brokerages know I screen my buyers upfront and look at financials.

Ultimately, you may need to have some serious work done, but you can shop around for someone who is rated well on angieslist or other resources.