Look at it in the eyes of the 80/20 principle:20% of your properties give you 80% of the return20% of your tenants can cause you 80% of your problemsSell the properties that give you the most headaches/issues and least profitability  More info on the 80/20 principle:https://www.strategicinvestmentrealtors.com/blog/andrew-schulhof/apply-8020-rule-real-estate-investing 

I have my eye on a duplex in Tucson, AZ that's historic and a little high end.

One they have investment properties and one has experience as a real estate agent here in Cali, so they are willing to help be my eyes and ears there.

As a soon to be MBA graduate this book is phenomenal and has opened my eyes to so much!

As in, the second house is too close to the lot boundary and, therefore, in the eyes of the appraiser, had no value to the note holder.As I understand it, the non-conforming house was grandfathered into city zoning (built in the 40s) but doesn’t meet new zoning laws.

But if you provide feedback on specifically why you are passing on the deal, you are perceived as more credible in the eyes of the broker and they will have a better understanding about what you are looking for.

Most kids your age want to just go home after school and play video games all day, but you've got your eyes on your future and that is awesome. 

If you are being charged points, then you should get a second set of eyes on it (another lender).Also please note that if you put 25% down, then the rate would be even lower.Best of luck!

Do yourself a favor and don't turn a wonderful business into a "close your eyes and roll the dice" gamble.Good luck.

As a syndicator - if I found out one of my investors represented themselves as accredited then did a backdoor conversion to bring a nonaccredited person in, I would be sorely tempted to find a way to revoke their shares and give them their original funds back.