Dividends give you cash flow but usually very little.With Real Estate, you make money 4 ways:- Appreciation (forced vs natural).

I can afford to put 20% down and still have a fair amount of cash reserves.

Purchase price: $268,750 Cash invested: $60,000 Sale price: $430,000 Contributors: Peter Vekselman Partner Driven, in collaboration with Mike Hardin, successfully completed a fix-and-flip on N Deerview Dr, Lake Villa, IL 60046.

Yes we believe in having strong cash reserves

Purchase price: $545,000 Cash invested: $120,000 Sale price: $545,000 This lovely home was acquired by a seller in distress who did not wish to go the traditional route of selling.

It's expensive, but this might be the time to tap those "get cash fast" offers from your credit cards.

I don't have a formula that I use and I'm much less concerned about cash flow than I am equity, although the potential added cash flow in your situation is a really nice bonus. 

If you are looking for cash flow I'd suggest areas like Hueytown, Center Point, Roebuck, Adamsville.

Purchase price: $65,000 Cash invested: $65,000 Sale price: $225,000 Property was in a desirable location and had a great floor plan to work with.

Cash.