Shameful fact, I actually have been signed up as a member since 2018, but only now am coming around to attempt to be an active member here.

I hear you on this and since this began I have been watching it all very closely and attempting to come up with a way to address this new risk. 

Hey guys,So I am attempting to help my father get into a SFH that has some renovations needed, mostly interior.

—During the period beginning on the date of the enactment of this Act and ending 12 months after such date of enactment, the lessor of a covered dwelling located in such State may not make, or cause to be made, any filing with the court of jurisdiction to initiate a legal action to recover possession of the covered dwelling from the tenant for nonpayment of rent or other fees or charges.

I was attempting to force a little more skin in the game with a contractor that has done some work for me. 

I'm house hacking anyway so it doesn't make a huge difference I just wanted to attempt to use the VA benefits! 

@Deavin Cox It really is as simple as Wayne points out.Unfortunately, a lot of borrowers in your client's position don't want to face the fact that they cannot afford the home and become desperate in an attempt to save something that they really can't without doing further economic damage to themselves.Without knowing more details of your client's situation, I can give you only general advice.

I have ALL written communication from the tenant where they agreed to purchase and pay, along with the attempts to collect.

Some people aren't nearly as good as they think and their amateurish attempts actually causes them to lose money.If you think it's expensive to hire a professional, try hiring an amateur.That's not just a cute saying.

I must say that as a complete beginner, I'm a bit intimidated by attempting to navigate rental income, depreciation, etc by myself.